Get a custom quote based on your specific needs..

Individual Health

Dental and Vision

Coverage for preventive, basic and major expenses, at very affordable rates..



Coverage solutions for every stage of life.  Ask us about the new Long Term Care coverage options..

Life insurance plays a critical role in almost every financial plan. 

Today's life policies can also provide income at retirement and protection for Long Term Care. 

Let me show you how affordable modern life coverage can be.


Individual Medical Plans

Designed to fit your budget at the lowest possible cost..


As an independent agent, I shop the market to find you the best coverage at the best price.  I can guide you through the health coverage maize.

Once you are a client, I'll assist you when you need customer service or claim assistance. 

Confused about your Medicare options?  Looking for a more affordable plan?  I can help. 

I represent the major Medicare coverage providers and have a thorough understanding of the Medicare system.   Let me answer your questions and help you find the right coverage at the right price.

Connecticut:    (203) 491-0454

Colorado:    (720) 480-4937

Our Services

Call me for a consultation:  (203) 491-0454.


James L. Sugden, CLU

Health & Life Insurance

Life Insurance